Money management simplified with AI by your side
Simply drag and drop your statements to instantly unlock insights into your financial well-being - whether for personal or business finances
Thrive is currently invite only and in Alpha
Simply drag and drop your statements to instantly unlock insights into your financial well-being - whether for personal or business finances
Our AI smartly classifies your expenses and income — no manual sorting needed. Get a clean, high-confidence overview, right out of the box.
Your financial data is safeguarded with end-to-end encryption (both at rest and in memory), stored in isolated databases, and never shared with third parties. Uploaded statements are encrypted and securely destroyed after processing, ensuring your privacy is always a priority.
See all your bank, loan, and investment accounts in one place. Know where your money is, always.
Connect loan payments to their respective accounts and track your outstanding debts effortlessly.
Understand your monthly cash flow — income vs expenses — in a format that makes sense.
Subscriptions and regular bills are automatically picked up and categorized without cluttering your view.
Thrive currently supports major Indian banks including Deutsche Bank, HDFC Bank, State Bank of India (SBI), Indian Bank, ICICI Bank, Bank of India, and Axis Bank, with more being added regularly. For credit cards, we support HDFC and SBI, with additional providers in progress. Thrive accepts both PDF and XLS formats — PDF is supported across all listed banks, while XLS support is currently available for Deutsche Bank and HDFC Bank only.
Thrive is not an Account Aggregator by design. Account Aggregators operate under a specific RBI-regulated framework that enables users to share their financial data across institutions securely. While Thrive supports this framework, our core focus is on making financial analysis seamless and intelligent—regardless of the data source. We allow users to upload their bank statements directly (PDF, Excel, etc.), and we use AI to categorize income, expenses, and generate insightful financial summaries. Integration with AA platforms is on our roadmap, but we aim to give users flexibility without locking them into a single method of data access.
Thrive currently offers a free tier to help individuals and small businesses understand their finances without barriers—allowing you to upload statements, receive automated categorization, and view financial summaries at no cost. While Thrive is not guaranteed to remain completely free forever, any future premium features—such as deeper analytics, custom reports, accounting software integration, or priority support—will be introduced transparently, with a commitment to keeping a robust and accessible free version available for essential financial insights.
As of now, Thrive does not have a dedicated mobile application. However, our platform is fully optimized for mobile browsers, allowing you to access all features seamlessly on your smartphone or tablet.
We understand the importance of mobile accessibility and are actively working on developing a mobile app to enhance user experience. Stay tuned for updates on our official channels for announcements regarding the app's release.
At Thrive, your data security is our highest priority—we use robust, industry-standard measures to ensure your financial information remains private and protected at all times. Your data is fully encrypted both at rest and in transit. Built on a zero-knowledge architecture, Thrive ensures that your uploaded statements are processed securely and never shared with third parties or accessible to anyone, including us. Your trust matters, and we’re committed to keeping your data safe.